Fonctionnement - Home Square

You have a project concerning property and you decide to look into what is available.

First and foremost, our role is to understand your needs and to propose products that fit the criteria of your search.

We will suggest that you should first talk to your bank if you will be needing a mortgage or loan.

We will then be better able to propose properties that may meet your expectations.

Before each visit, in accordance with legal requirements, we will both sign a visit-card (bon de visite) on which the address of the property visited and the name and address of the visitor will figure.

After each visit, we will evaluate the stronger and weaker points of the property in order to help refine your search.

If you become interested in one of the properties we visit, we will provide you with a folder containing the certificate of the surface area of the property (Loi Carrez), the results of all of the obligatory analyses (diagnostiques obligatoires), the minutes of the last general meeting of co-owners (assemblé générale), the accounts relating to the relevant part of the expenses due to the co-ownership and a copy of the last property taxes payed by the current owner.

We will then invite you to visit the property a second time, if possible accompanied by someone who can advise you, before considering whether or not you intend to put an offer on the flat.

As soon as you have confirmed your intention to buy the property, we will write up an offer (proposition d’achat) that the agency will then send on to the owner.

If your offer is accepted by the owner, we will ask him/her to countersign it (to avoid any risk of a higher offer put in at a later date being accepted).

At this stage it is possible to arrange a date when you will sign the provisional sales agreement (avant-contrat, promesse or compromis de vente), which will take place either through private agreement at the agency or with a notary.

When the provisional sales agreement is signed, you will also have to provide a cheque deposit (typically 10% of the sale price of the property) which will go into the depositary account (compte séquestre) of the sellers notary. Unlike the buyer, the seller can no longer withdraw from the agreement.

You then have seven days within which you can retract your offer (SRU law) without losing the sum you have put down as a deposit when the provisional sales agreement (avant-contrat, promesse or compromis de vente) was signed – but only if you are not buying the property as an estate agent.

If you will need to have recourse to loan, the notary(ies) will ask you for the relevant documents that certify the arrangements you have made with your bank. From the moment you sign the provisional sales agreement (avant-contrat, promesse or compromis de vente) you have a minimum of 30 days to secure a loan (materialised in a formal offer of credit). In general, this period stretches to 45 days. This is called the suspensive credit condition (condition suspensive de crédit). During this time, you can withdraw if your personal situation changes (due to illness, unemployment etc) and/or if several financial establishments justify their refusal of a loan in writing. Once the final date has been reached you can no longer withdraw without losing your deposit.

You have been successful in your application for a loan. From the date on which your bank sends the offer of a loan, you have 11 days (Scrivener law) to reflect. During this time you cannot accept the loan.

Then, with the help of the agency and your notary you will fix a date when the final sales agreement (acte authentique) will be signed.

Between the 11th and the 13th day you can therefore accept the offer of a loan which you will sign at your bank. Your bank advisor will then inform you when the sum will be transferred into your account.

During each stage of the process described above, we will provide you with help and advice that suits your particular needs as a buyer, with the aim of facilitating the process of acquisition.

vendre mode d emploi ( 1 items )
- You decide to sell your property.
- Once we have decided on the price at which the property will be put on the market, we will both be required to sign a contract in which every aspect of the commercialisation of your property will be laid out: the price at which it will be marketed, the total sum that will go to the seller, the agency fees, the date at which the property will become available… This is the mandate for the sale of the property (mandat de vente).
- First, we will organise the obligatory analyses (diagnostiques obligatoires) of your property (you will find the list of the professionals we have selected in the tab ‘partners’ and the legal obligations to which they are bound in the tab ‘practical information’).
- We will then take a series of photos of your property, choosing around twelve for our presentation. These will appear on the website www.homesquare.fr and in the window of our agency. They will also appear in relevant magazines and on specialist Internet sites (SeLoger, Explorimmo, LogicImmo, FNAIM…). In accordance with the rarity of your property, we may also represent it on the postcard that we send out each month (of which we make 20 000 copies).
- We will cover all of the costs connected with the commercialisation of your property. The agency fees are only due on the day of the final sale of the property.
- An additional benefit of selling your property with our help is that we will select potential buyers in accordance with a precise method that consists in checking their requirements against the assets of the property. We also undertake to verify their solvency.
- Throughout the period devoted to the commercialisation of your property, we keep you informed of the comments of our clients so that together we can adjust the sales strategy accordingly.
- We insist that each potential buyer should visit the property at least twice before formalising his/her intention to buy.
- As soon as we receive a written offer, we transfer it to you. If you accept it, we will ask you to countersign it before fixing a date for the signing of the provisional sales agreement (avant-contrat, promesse or compromis de vente) that can either take place through private agreement at the agency or with a notary.
- When the signing of the provisional sales agreement takes place, the buyer is obliged to provide a deposit (normally 10% of the sale price) that will be transferred into the deposit account (compte séquestre) of your notary. Unlike the buyer, from this moment the seller can no longer withdraw from the agreement.
- Unlike the buyer, from this moment the seller can no longer withdraw from the agreement.
- The buyer then has seven days within which they can retract their offer (SRU law) without losing the sum they have put down as a deposit when the provisional sales agreement (avant-contrat, promesse or compromis de vente) was signed – but only if they are not buying the property as an estate agent.
- If the buyer needs to have recourse to loan, the notary(ies) will ask him/her for the relevant documents that certify the arrangements they have made with their bank. From the moment they sign the provisional sales agreement they have a minimum of 30 days to secure a loan (materialised in a formal offer of credit). In general, this period stretches to 45 days. This is called the suspensive credit condition (condition suspensive de crédit). During this time, they can withdraw if their personal situation changes (due to illness, unemployment etc) and/or if several financial establishments justify their refusal of a loan in writing. Once the final date has been reached they can no longer withdraw without losing their deposit.
- The buyer has been successful in his/her application for a loan. From the date on which their bank sends them the offer of a loan, they have 11 days (Scrivener law) to reflect. During this time they cannot accept the loan.
- Then, with our help and that of the buyers notary, a date will be fixed for the signing of the final sales agreement (acte authentique).
- On the 12th day, the buyer will accept the offer of the loan and we will keep you informed of the success of the transaction and accompany you in the next stages of your own move.